Custom software for US third-party administrators, recordkeepers, payroll providers and 401(k) fintechs, from a team with deep plan administration experience.
Most development firms learn 401(k) on your budget. Our team includes professionals with 18+ years in TPA administration, recordkeeping and compliance automation, so we start from how plan years actually run: census in, testing, corrections, filings, sponsor sign-off.
Illustration with synthetic data, the kind of workflow we build.
From plan onboarding to year-end, each with the checks and audit trail a finance system needs.
Plan specs, sponsor records and historical data loaded and checked before go-live.
Sponsor census requests, file checks, eligibility and HCE/key employee flags.
Deferrals, match and profit sharing posted per payroll, with late-deposit flags.
ADP/ACP, top-heavy and 410(b) coverage, with corrective amount calculations.
402(g), 415(c), catch-up and compensation limits, plus a compliance calendar.
Plan-year financials and participant counts aggregated for Form 5500 and schedules.
Distribution and loan workflows posted to the ledger with approvals and history.
Corrective distributions and QNEC calculations with an audit trail of who approved what.
Fee schedules, invoices and revenue reporting tied to plan and participant data.
We build to the rules US retirement plans live under, and keep every calculation traceable so your compliance team can check it.
We are a software company, not a TPA, recordkeeper or law firm. Plan rules are implemented with your compliance team or ERISA counsel signing off.
Plan data arrives from many places. We design intake with validation and an exception queue, so nothing is posted until it is right.
The Retirement Advantage, Inc. (TRA), USA
A six-month build of a complex financial application for a US third-party administrator, run on weekly status meetings.
“an elegant and efficient solution that drastically reduced the manual effort required to complete a key financial process”
Development of Expand's software that automates revenue management for recordkeepers, TPAs, payroll processors and other 401(k) firms. Referred to us by the CEO of a US 401(k) recordkeeper.
“pleasantly surprised by the worked product and 401k industry domain knowledge”
Built and run by Software Home
Plans and sponsors, census, annual projects, compliance testing, the compliance calendar, the recordkeeping ledger, payroll intake and billing in one product for independent US TPAs.
A TPA operating system we built for independent US retirement plan administrators: compliance testing, recordkeeping ledger, payroll intake, projects and billing in one place.
It designs, builds and supports the systems behind retirement plans: plan administration, compliance testing, recordkeeping ledgers, payroll and census intake, fee billing, filings and participant or sponsor portals.
We implement each test against worked examples your compliance team signs off, keep every input row traceable to the result, and re-run the full suite on every change. Your team stays the authority on interpretation.
We design intake around the files and feeds you already receive, such as payroll provider CSV exports, SFTP drops and REST APIs, with validation and an exception queue before anything is posted.
Yes. We map the legacy data model, run old and new side by side on real plan-year data in your environment, and reconcile balances before cut-over.
No. We are a software company. Plan rules are implemented with your compliance or ERISA counsel's sign-off, and we never give plan-level legal or tax advice.
