A US TPA: key financial process automated
A six-month build of a complex financial application for The Retirement Advantage, Inc. (TRA), which in the client's words drastically reduced the manual effort in a key financial process.
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Software Home builds plan administration software for US 401(k) TPAs, with a team that includes professionals with 18+ years of TPA experience.
Each piece can be built on its own or as part of one platform.
Plan specifications, sponsor contacts, service agreements and plan-year history in one place.
Year-end projects broken into owned, dated tasks with queues and status for every plan.
Sponsor census requests, file checks, eligibility, HCE and key employee flags. More on data intake.
ADP/ACP, top-heavy, coverage and annual limit checks with traceable results. More on testing.
Plan-year financials and participant counts aggregated for Form 5500 and its schedules.
Fee schedules, per-head and asset-based billing, invoices and revenue reporting.
Deadlines per plan and plan year, with owners and reminders, inside the system of record.
Secure upload, questionnaires and e-signature for sponsor approvals.
Workload, overdue items and capacity across administrators, so the owner sees the plan year at a glance.
Most development firms learn 401(k) on the client's budget. Our team includes professionals with 18+ years in TPA administration, recordkeeping and compliance automation, so we start from how plan years actually run: census in, testing, corrections, filings and sponsor sign-off. Bill Gable of The Retirement Advantage wrote that the team "clearly demonstrate an excellent understanding of the third party administration industry."
A six-month build of a complex financial application for The Retirement Advantage, Inc. (TRA), which in the client's words drastically reduced the manual effort in a key financial process.
Read moreDevelopment of Expand Financial's software that automates revenue management for recordkeepers, TPAs and payroll processors.
Read morePlans, census, annual projects, compliance testing, a recordkeeping ledger, payroll intake and billing in one product. Working pilot build with synthetic data.
Read moreIt is building the systems a third-party administrator uses to run retirement plans: plan and sponsor records, annual administration projects, census intake, compliance testing, Form 5500 data, fee billing and sponsor communication, shaped around how that TPA actually works.
Most TPAs buy a core platform and build around it: intake, integrations, dashboards, billing or a sponsor portal. A full custom build makes sense when your process is a competitive advantage or no product fits. Our build vs buy guide walks through the trade-offs.
Yes. We design around the files, feeds and systems you already have, such as payroll exports, recordkeeper files, SFTP drops and APIs, and add validation and an exception queue before anything is posted.
No. We build and test with synthetic or masked data by default. If production access is ever needed, it happens inside your environment with accounts you control and revoke.
No. Software Home is a software company. Plan rules are implemented with your administrators, compliance team or ERISA counsel signing off, and we do not give plan-level legal or tax advice.
Participant, source and fund ledgers, contribution posting, loans, distributions and reconciliation.
Read moreADP/ACP, top-heavy, coverage and annual limit checks that trace every result back to census rows.
Read morePayroll file mapping, validation rules and exception queues before data reaches the ledger.
Read moreA TPA operating system we built for independent US retirement plan administrators: compliance testing, recordkeeping ledger, payroll intake, projects and billing in one place.
