Custom retirement software

Custom Retirement Software Development

Portals, billing, calculators, dashboards and AI-assisted tools, built around how your retirement business works.

In short

Software Home builds custom retirement software for US firms: sponsor and participant portals, advisor tools, fee billing and revenue management, calculators, operations dashboards, fintech products and AI-assisted workflows with human review, usually working alongside an existing administration or recordkeeping core.

Beyond the core platform

Most retirement firms run on a core administration or recordkeeping system. The work that sets them apart often lives around it: how sponsors send data, how advisors see their book, how fees are proposed and billed, how participants are guided. Custom retirement software fills those gaps with tools built for your process.

What we build

SoftwareExamples
Sponsor portalsCensus and payroll upload, data requests, document exchange, plan status and deadlines
Participant portalsBalances by source, contribution changes, statements, loan modeling, beneficiary data
Advisor and consultant toolsBook-of-business dashboards, plan health views, proposal generation
Fee billing and revenue managementAsset-based, per-head and flat fees; invoicing; revenue sharing and reporting
CalculatorsContribution, match, loan, safe harbor cost, SECURE 2.0 credit estimators
Operations toolsTask boards, workload views, deadline alerts, internal dashboards
AI-assisted workflowsDocument data extraction, exception summaries and draft communications, reviewed by staff
Retirement fintech productsMVPs and production platforms built on correct plan rules

AI-assisted retirement administration

AI can make administration teams faster, for example by reading a sponsor’s email and drafting the census request, or summarizing why a payroll file failed. It should not decide eligibility, run statutory limits or change balances. We build AI features as read-only assistants with human review, keep deterministic rules in code, and log what the assistant saw and suggested. See How AI can improve retirement administration workflows.

Experience with revenue management

We develop software for Expand Financial LLC that automates revenue management for recordkeepers, TPAs, payroll processors and other 401(k) and benefits firms. Its CFO wrote that they were “pleasantly surprised by the worked product and 401k industry domain knowledge”.

How to start

Bring one problem: a report that takes a day to assemble, a portal clients keep asking for, a fee calculation done in a spreadsheet. We scope it, propose a fixed-price first milestone, and build from there.

FAQ

Frequently asked questions

What is custom retirement software?

Software built for a retirement firm’s specific process, such as portals, billing, calculators, dashboards and AI-assisted tools, usually working alongside a core administration or recordkeeping system.

Can you build an MVP for a retirement fintech?

Yes. We build MVPs on a correct plan data model, so the product does not have to be rebuilt when it meets real plans.

Do you build mobile apps?

Yes. Software Home also builds web and mobile applications; for retirement firms, most portals start as responsive web applications.

How do you use AI safely in retirement software?

As a reviewed assistant: read-only access, no changes to balances or test results, statutory rules in deterministic code, and logs of what the assistant suggested.

Discuss your project

Share a few details. We reply by email with next steps.

Please enter your name.
Please enter a valid email address.
Please choose a topic.
Please describe your project in a sentence or two.